Vacant job

About Nordkronan

Nordkronan is a financial institution specializing in real estate financing that offers flexible and tailored credit solutions to property companies and developers in Sweden and selected European markets. We operate across all real estate segments and provide financing for both existing properties and project development, including construction loans, senior and junior real estate loans, acquisition financing, land financing, and bridge loans.

Nordkronan operates within the same group as a licensed credit market company, which provides access to an established institutional platform with frameworks for risk, compliance, treasury, and credit processes, as well as public deposits. This enables a structured and regulated operation combined with short decision-making paths and a business-oriented credit process.

Nordkronan was founded in 2024 with the ambition to build the leading specialized real estate financier in the Nordics and selected markets in Europe. By combining deep market knowledge, structured lending, and long-term relationships, we strive to be the obvious financing partner for property companies with recurring and complex financing needs.

Our business is based on focused real estate and transaction expertise, long-term relationships, and a clear specialization. We structure each credit based on the actual conditions of the business and the underlying economics of the asset – rather than standardized bank templates.

Job Description

As a Credit Analyst, you will become an integral part of Nordkronan's credit team and work closely with senior decision-makers throughout the credit process – from initial analysis and structuring to credit decisions, documentation, and disbursement.

The role is clearly business- and transaction-oriented with significant analytical content. You will work with a wide range of real estate-related credit cases and be responsible for producing well-structured decision materials that are presented directly to the credit committee.

The position involves early responsibility, high exposure to the business, and ongoing contact with borrowers, advisors, and internal functions. 

Responsibilities

You will be a central part of the credit and transaction team and work on all aspects of the credit process, including:

• Participation in the design and structuring of financing solutions based on the client's needs, the asset's characteristics, and risk profile.

• Conducting credit and counterparty analyses of property companies and real estate projects.

• Financial modeling, including cash flow analyses, sensitivity analyses, scenario analyses.

• Analysis and assessment of security structures, such as properties, projects, shares, and guarantees.

• Preparation of credit memos and decision materials for the credit committee.

• Support in reviewing and negotiating term sheets and loan documentation in collaboration with external lawyers.

• Ongoing dialogue and coordination with clients, brokers, legal advisors, and other external parties.

In addition, you will also:

• Contribute to business development and client presentations through targeted analyses.

• Monitor and analyze market developments, transaction activity, and relevant real estate segments.

• Participate in the further development of internal credit processes, analysis frameworks, and templates.

Education and Qualifications

• Bachelor's degree or master's degree in finance, economics, business administration, or equivalent.

Experience, Skills, and Competencies

• Relevant experience from banking, real estate financing, corporate finance, transaction advisory, credit funds, or real estate companies.

• Good understanding of real estate and real estate project economics (requirement).

• Good understanding of financial reports and cash flow analysis.

• Ability to manage multiple parallel tasks in a fast-paced and transaction-intensive environment.

• Strong communication skills and experience presenting analysis and conclusions in a clear and structured manner.

• Ability to build effective working relationships with both internal and external parties.

• Advanced Excel skills and good general knowledge of Microsoft Office.

• Very good knowledge of Swedish and English, both spoken and written.

• A clear interest in real estate and the real estate market, with curiosity about transactions, capital structures, and market dynamics.

• Strong drive for continuous professional and personal development.